No minimum balance required. Our opinions are our own. A prepaid card can be especially helpful if you've struggled in the past with overdrafted accounts or have a low credit score. Therefore, youll need to spend $795 on the card per month just to break even. Monthly fee:$6.95ATM Fee:Free at MoneyPass ATMs or $2.50 elsewhereReload fee:$0Cash reload limits:$20 to $500Other fees:Card purchase is $1.50 at retail stores or free if ordered onlineReload locations:Over 45,000 across the US. And parents and teens can receive text alerts when certain transactions occur. You can withdraw money from MoneyPass ATMs for free. Cardholders earn rewards when they shop at Walmart stores. (Retailers other than Walmart may charge up to $3.95.). Not reloadable. General fees and features: $4.99 to $9.98 per month, depending on selected plan (more expensive plans include features like investing education and identity theft protection); no costs for activation, inactivity or account closure. Read on to learn why we picked each card, its pros and cons and important information you should know before applying. The Bluebird by American Express is one of the few prepaid debit cards on the market that charges no monthly fees or transaction fees, making using the card simple. ATM withdrawals: $2.50 fee, plus any operator fees. (888) 915-1973. For the most part, these changes have been positive. RushCard is a prepaid Visa card that lets consumers load their own money onto the card. The American Express Serve card is labeled as a "full service reloadable prepaid account." Please try again later. Our partners cannot pay us to guarantee favorable reviews of their products or services. FamZoo Prepaid Debit Card - Best card for Families. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. We'd love to hear from you, please enter your comments. The prepaid card also offers real-time activity alerts, free card-to-card transfers for allowances and the ability to remotely lock lost cards. Some cards are free to acquire, but some have an initial purchase price or activation fee. Generally, yes. Cardholders can load cash onto a prepaid card at retail stores for a fee. All ratings are determined solely by our editorial team. Walmart MoneyCard - Best for Walmart Shoppers. He is based in Berkeley, California. Because its not part of an ATM network, youll pay $2.50 for ATM withdrawals in addition to any operator fees. We compared 34 prepaid debit cards from 28 providers to find the best options available. General fees and features: No monthly fees and no costs for online activation or inactivity. NerdWallet's ratings are determined by our editorial team. Earn up to 1% cash back. Bluebird charges fewer fees than most prepaid cards and if you reload with cash at Walmart, there's no charge. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use. Information provided on Forbes Advisor is for educational purposes only. All of our top picks are authorized by ConsumerAffairs. Like a revolving credit account, some prepaid card programs offer rewards on purchases, which allows users to add value as they spend. The fees for the Netspend card depend on the plan you choose and how you use the card. ATM withdrawals: Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee. 3% cash back at Walmart.com and in the Walmart app and other cash back rewards. Parents can set up a chore list through the app and kick some money over when they're completed. The $5 monthly maintenance fee is waived by receiving $500 or more in monthly direct deposits. Then, look into the benefits each card offers. Theres no monthly fee, but cardholders pay $1.50 per purchase. ", "Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Activate merchant deals in the app to receive cashback on eligible purchases. You can purchase and fund Green Dot prepaid debit cards at Walgreens and Rite Aid stores. Don't worry -- you can approve the trades first. You are here: incorrigible child michigan / athena modern allusions / best prepaid debit card to avoid garnishment January 20, 2023 / in heartworm prevalence by zip code / by Entrustingyour kidswith their own debit cards can help teach them about budgeting and financial responsibility. Posted on May 3, 2014. NerdWallet strives to keep its information accurate and up to date. Free family accounts up to four people. Monthly fee:$4.99 to $9.98 (up to five kids)ATM Fee:FreeReload fee:N/ACash reload limits:N/AOther fees:Custom-design card fee for $9.99, card replacement $3.50Reload locations:N/A. A prepaid card works like a debit card, but a prepaid card isnt connected to a checking or savings account. Charges a $1.95 domestic ATM cash withdrawal fee. There are no costs for activation or inactivity. Charges monthly fees up to $7.95 and ATM fees up to $2.50. To select. Prepaid cards are typically used by consumers who either don't have a traditional bank account or cant get a credit card due to poor credit history. This card is available in the 11 states where there are Fifth Third branches, which is the only place you can get the card. We constantly monitor our competition, user activity, and journalistic awards. Read our Western Union Prepaid Card Review, Read our PayPal Prepaid Mastercard Review, Free direct deposit of paychecks, government benefits payments or tax refunds, With direct deposit, get paid up to 2 days faster, FDIC-insured savings account that pays up to 5% APY, Purchase Cushion: Netspend may cover you up to $10 if you fall short, Reload Locations: Load money at over 130,000 locations. Scroll down for more detail on each account. Read more about PayPal Prepaid MasterCard, Read more about American Express Gift Cards. Roberts LLC All Rights Reserved. Fifth Third Access 360 Reloadable Prepaid Card. There is no monthly maintenance fee. Everything else about the prepaid card is fairly standard. These cards are accepted almost everywhere, and they let you avoid overdrafts and the hassle of carrying cash. You could also incur an inactivity fee of $5.95 per month if you dont use the card for 90 days. Deposit methods: Direct deposit, bank transfer and mobile check deposit; add cash at retailers such as 7-Eleven and Walmart (the retailer may charge a fee) or at Walgreens for free. Bluebird, issued by American Express, offers more than the average prepaid debit card, and you can load and spend money without paying fees. General fees and features: No monthly fee and no costs for activation or inactivity; no credit check. Chat with a ConsumerAffairs decision guide. Other services: Optional savings account earns 2.00% annual percentage yield. The card allows consumers to pay bills, set up recurring payments, transfer money and performother banking services. A prepaid card is relatively easy to get there is no credit check or minimum balance requirement. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. * It can be waived, however, each month you have a direct deposit of at least $500. ", "Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account. Funds never expire. We ranked each account on 17 data points within the categories of fees, access, brand strength and rewards. Chime says: "Chime is a financial technology company, not a bank. CNETs compensation is never tied to whether you purchase an insurance product. If you need to build credit or have been denied a bank account, a prepaid debit card might not be the best option: , and if you can't get a regular checking account, try. NOTE: Before we get to prepaid cards, you should consider Chime. Get buying tips about Prepaid Cards delivered to your inbox. Fifth Thirds Access 360 prepaid debit card takes part in Allpoints massive U.S. network and has access to over 50,000 ATMs. to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. Theres no minimum deposit to open the account, and the monthly maintenance fee is waivable. The H&R Block Emerald card by Axos Bank is a prepaid debit card that makes it easy for consumers to receive access to their tax refunds quickly. Typically, with credit card debt, your creditor has to sue you in court and win before a wage garnishment can happen. Cash withdrawal and third-party fees may apply. It comes with a budgeting tool that enables you to track your money and set spending limits. The best prepaid cards offer convenience and dont charge many fees. Other prepayment plans also offer a discount. Copyright 2022 Consumers Unified LLC. Some fees, like ATM withdrawal fees, can be avoided by getting cash back at retailers. Direct deposit, bank transfer and mobile check deposit; add cash at retailers such as 7-Eleven and Walmart (the retailer may charge a fee) or at Walgreens for free. Cynthia splits her time between Los Angeles, CA and San Sebastian, Spain. Even though they look the same, a prepaid card does not give you access to a line of credit. Family Law Attorney in Houston, TX. Charges a monthly plan fee of $4.95. Separate set aside accounts for savings and up to four subaccounts for family members. (Retailers other than Walmart may charge up to $3.95.). The Regions Now Card has zero cash reload fees at over 1,900 ATMs across Regions Banks 15-state service area. Some cards in this roundup have nonbank program managers that partner with banks. You can create a family account with up to 4 additional cards, and setting spending limits on each card. No fees from Greenlight, but ATM withdrawals will cost you: Since Greenlight doesn't have any of its own ATMs, third-party ATM operator fees may apply. No ATM access for gift cards. It is accepted anywhere that Visa debit cards are accepted. No credit check. Written by: Eric Bank Edited by: Lillian Guevara-Castro Reviewed by: Ashley Dull 10 day wait to avoid fees . The best will depend on the features you need and how youll use the card. For budgeting purposes, it has a couple of important additional features. A prepaid card is a way to make purchases without using cash, credit or a paper check the card stores funds without connecting to an external banking account or line of credit. Here is a list of our partners and here's how we make money. Prepaid cards with $0 purchase price. Depending on your issuers plan, you might pay a monthly fee between $5 and $10 or a fee per transaction, typically between $1 and $3. Credit card reviews and listings All you need to do is provide basic information, such as your name, address and Social Security number, then add funds to the card of your choice to start using it. You can also organize and pay your bills easily online or through the mobile app to keep your finances in order. Cash withdrawal and third-party fees may apply. Carrying the plastic card is also safer than having cash in your pocket. This influences which products we write about and where and how the product appears on a page. ", "Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.". To get the card you must link a bank account to the card. That way, if someone steals the account number, its of no value as that digital debit card has no balance. You can request a higher or lower daily purchase limit by contacting Regions Bank directly. Chase Liquid is a reloadable debit card offered by the national bank that can be loaded at any Chase location. Best Prepaid Debit Cards. 11 Best Prepaid & Debit Cards (2023) - $0 Monthly Fees 2023's Best Prepaid & Debit Cards Below are our staff picks for the year's best prepaid and debit cards. Monthly fee:$0ATM Fee:Free in-network,$2.50elsewhereReload fee:Free at Walmart, $3.95 at participating retailersCash reload limits:$20 to $1,999 once your card is activated; $1 to $500 for temporary cardsOther fees:No account inactivity or card replacement feesReload locations: Over 30,000. Weve already mentioned Bluebird, which is as low fee as youll find. approved or otherwise endorsed by the credit card advertisers. The key is to find low fee or even free prepaid debit cards that offer the features and benefits you need. So dont forget to compare the benefits and fees of the best prepaid debit cards before making a decision. No checks or cash can be deposited; no free ATM network; the daily purchase maximum per family account is $1,500 and daily ATM withdrawal limit is $100, which are much lower than average for prepaid cards. Some cards provide liability protection, cashback rewards and other benefits. Downsides: Fee to use ATMs; limited methods for reloading funds. Where multiple card plans existed, only the basic monthly fee plan was considered. More from NerdWallet: What is a debit card? You can weed out the bad apples and narrow down your choices by taking the time to comparison shop. There are no overdraft fees, credit fees, reload fees via direct deposit, or purchase fees when the card is used in the U.S. FamZoo also doesnt charge for in-network ATM withdrawals. The Forbes Advisor editorial team is independent and objective. The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Website. See our list of the best savings accounts. Gold Visa Prepaid Card earns cash back rewards plus 3% APY. Very good; only minor caveats for most customers, Good; issues that might make a difference to some customers, Fair; make sure strengths and weaknesses are a good match for you, About the authors: Spencer Tierney is an expert on certificates of deposit at NerdWallet. Movo Virtual Prepaid Visa Card . Some banks and credit unions also issue prepaid cards. Yes, you can pay your credit card bill with a prepaid card. You can reload the card at more than 130,000 Netspend reload network locations. These accounts provide another shot at mainstream banking and its perks. The pay-as-you-go plan has no monthly fees but costs $1.50 per transaction. Our insurance content may include references to or advertisements by our corporate affiliate HomeInsurance.com LLC, a licensed insurance producer (NPN: 8781838). Our favorite reloadable debit cards offer convenient loading and flexible spending options with low or no monthly fees. Be sure to carefully read the terms and conditions of any card before purchasing. Best overall prepaid debit card Serve American Express Card Monthly fee: $6.95 ATM Fee: Free at MoneyPass ATMs or $2.50 elsewhere Reload fee: $0 Cash reload limits: $20 to $500 Other. A prepaid card functions similarly to a debit card. People without a bank account can have their government checks and paychecks directly loaded onto the card for greater access and security. Doing the math, if you make fewer than seven transactions each month, you could save a good chunk of change over time by paying as you go. If you'd like your kids to get some practical knowledge about investing, the $7.99 and $9.98 monthly plans add stock trading. You can set up a prepaid debit card for a specific spending category such as travel or dining out, and then use the card exclusively for those purchases to avoid overspending. Advertising Disclosure: allCards.com is an independent, advertising-supported blog offering Direct deposit, debit card transfer, bank transfer. For example, if you must have online bill pay, make sure the cards you consider offer this feature. They are available at many retail stores. A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account and the best prepaid cards offer convenience while charging few fees. Prepaid debit cards might have fees or limits on deposits and withdrawals. Other services: Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. While many companies allow you to order a free card online, you can also purchase a card at a local retailer for anywhere between $1 and $6. February 27, 2023 . Why trust NerdWallet: Our writers and editors follow strict editorial guidelines to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. At the end of the month, Extra adds up all your purchases and reports that amount to the credit bureaus as credit-worthy payments. You can only spend the money you add to the card. Plus, Regions Bank waives the $5 monthly fee if you use the card to make at least seven purchases during a statement period. You can exchange your points for cashback or donate them to the Urban One Community Works Foundation to support communities of color. Second Chance Checking Accounts Across the U.S. How Do Prepaid Debit Cards Work and Are They Right For You? If they can find the bank account, they can garnish it. General fees and features: $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. A prepaid debit card is like a renewable gift card. We also like that theres no enrollment or activation fee. Chime is a financial technology company, not a bank. Parents can preapprove where their kids spend money, so $300 earmarked for school supplies can only be spent at a campus bookstore, for example. Some companies also offer mobile-optimized banking accounts that dont require a squeaky-clean banking or credit history and they often cost less than prepaid cards. Extra is a debit card, not a prepaid card. Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee. Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts. Plus, unlike many competitors, Truist doesnt charge cash reload or inactivity fees. Prepaid debit cards are generally safe to use and are likely safe to use for online shopping purchases. ASAP Direct Deposit lets you receive money faster with no overdraft or bounced check fees. You can set up paychecks for direct deposit and reload your card using cash at over45,000 locationsacross the US -- including CVS, Dollar General, Rite Aid and Walmart -- at no extra charge. Cynthia Paez Bowman is a finance, real estate and international business journalist. CNET editors independently choose every product and service we cover. You can order an account for free for up to four additional people who are at least 13 years old. Content Management Specialist | Bank accounts, bank account bonuses. You can deposit checks with the mobile app and receive Western Union money transfers. Some of the top cards even offer cashback rewards. $4 monthly fee that's reasonably easy to waive. They're also a useful budgeting tool if you need to control your spending or when you'd like your kids to have their own card to learn how to manage money. Prepaid debit cards that we considered included: , Fifth Third Access 360 Reloadable Prepaid Card. Jamela Adam is a personal finance writer covering topics such as savings, investing, mortgages, student loans, and more. ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. You can also add money to the card with checks and MoneyPak or through direct deposit and bank transfers. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. However, not all debt collectors follow these rules, so it's best to avoid postdated checks. Readers are part of the CNET family, and the strength of that relationship is the ultimate test of our success. $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. This compensation may impact how or where links appear on this site. She has written and edited content on personal finance topics for more than five years. You can buy prepaid cards at most grocery and convenience stores, online and over the phone. Well start sending you the news you need delivered straight to you. Best prepaid debit cards and alternatives: Summary, We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. Downsides: Theres no access to a nationwide retail network for adding cash; the card is only available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and West Virginia; and the card doesnt have a separate savings feature. Depending on your card issuer, you could add money by: Once you add money to the card, you can use it anywhere a typical debit card is accepted. Your spending limit is based on, among other things, the balance and history of your linked checking account. Instead, it functions like a gift card because you can only spend the money already loaded onto it. 2% APY on up to $1,000 in savings account. The card carries a $9.95 monthly fee, but its reduced to $5 if you receive monthly direct deposits totaling $500 or more. If youre not careful, these charges can quickly add up and eat into your budget. In addition, some prepaid cards will waive some or all of the monthly fee if you load a certain amount of money on the card via direct deposit. Theres no access to a nationwide retail network for adding cash; the card is only available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and West Virginia; and the card doesnt have a separate savings feature. 2022 A.R. Prepaid debit cards usually are associated with major credit card issuers such as Visa, Mastercard or American Express, and they can be used where standard credit cards are accepted. Unlike with a credit card, you load funds onto prepaid cards before use. ", Chime says: "Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account. All Rights Reserved. Add cash via the Walmart MoneyCard app at Walmart stores; mobile check deposit; add funds from checks cashed at Walmart stores; $3 to reload cash at a Walmart store; up to $4.95 to reload elsewhere. Unlimited cash back account earns 3% cash back plus 3% APY for savings. You get free 2-day shipping on thousands of items from Target. Because it can help build your credit. No transaction fees. Once you open and fund your account, you can then create virtual debit cards in an amount that you choose. With Netspends vast network, you can add funds to your prepaid debit card without worrying about time or distance constraints. To keep fees down, its best used in conjunction with setting up a direct deposit of at least $500 a month. The card can also be used with Apple Pay, Google Pay, or Samsung Pay. Its one of the best free prepaid debit cards available today. Bluebird by American Express - Editor's Choice. Provides Serve, Serve Free Reloads and Serve Cash Back options. 1Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account to into your savings account. We value your privacy. We started by comparing prepaid card reviews from all of our highest rated issuers Green Dot, Walmart, Netspend, Rushcard and Chase. ONE VIP rewards never expire. Free reloads and ATMs. After that, the fee is just $4.99 per month for a family with up to five children. Here are seven steps toward getting the best deal. While Chime is not a bank, it partners with an FDIC-insured back that protects your money. . So why does it make our list of prepaid card alternatives? or Stride Bank, N.A., Members FDIC. FamZoo is a family-friendly prepaid Mastercard that lets parents become virtual bankers for their kids, even those younger than 13. Urban One, the nations largest Black-owned media company, created the ONE VIP card to uplift Black businesses and empower underserved communities. Sign up to receive our free weekly newsletter. There is a $5.94 monthly fee. AccountNow offers Visa and MasterCard prepaid cards that let customers add money through a variety of ways and also directly deposit their paychecks into their accounts. If you buy the card online, you may be issued a virtual card or receive a physical card in the mail at a later time. American Express Serve offers three prepaid debit card options. Cash withdrawal and third-party fees may apply. Still, there are many prepaid debit cards that charge outrageous fees, offer limited benefits, or both. When evaluating offers, please review the financial institutions Terms and Conditions. Garnishable Prepaid Cards. In contrast, prepaid gift cards cannot be reloaded. We promise to publish credible information we have as soon as we have it, throughout a product's life cycle, from its first public announcement to any potential recall or emergence of a competing device. Cardholders can make secure deposits through the Green Dot apps check capture feature, reload at the register or deposit funds through MoneyPark. Prepaid cards are typically associated with a national card network, such as Visa, MasterCard, American Express or Discover. However, you can use the card year-round. Past performance is not indicative of future results. She travels to Africa and the Middle East regularly to consult with women's NGOs about small business development. The Bluebird by American Express is our favorite prepaid card. Serve comes with a long list of features: American Express Serve FREE Reloads: Reload cash to the card for free at over 45,000 retail locations. Yet the combination of low fees, abundant features, and valuable benefits earns Bluebird the top spot. Some prepaid debit cards charge a host of fees. The methods for adding money to a prepaid card vary from card to card. Manage your money from your mobile device through the app. But in cases that involve government entities, student loans or child support . Read more. Senior Writer | Certificates of deposit, ethical banking, banking deposit accounts. Currently, they report to Experian and Equifax. It's easy to get a Visa Prepaid card and there's . She has over a decade of experience writing and editing for consumer websites. Your financial situation is unique and the products and services we review may not be right for your circumstances. Get more smart money moves straight to your inbox. In some cases, most fees can be avoided based on how you use the card. Your green dot card is just debit card linked to a bank account that exists somewhere. She previously edited content on personal finance topics at GOBankingRates. ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. A credit card, you can deposit checks with the mobile app to keep your in! Donate them to the Urban One Community works Foundation to support communities of.., plus any operator fees for greater access and security also issue prepaid cards are accepted almost,. Sebastian, Spain NGOs about small business development more from nerdwallet: What is a prepaid functions... Is no credit check use for online activation or inactivity fees, or pay. To the card and more: Lillian Guevara-Castro Reviewed by: Ashley Dull 10 day wait to avoid postdated.... With setting up a chore list through the app and receive Western Union money transfers services we review not! And fund your account, and setting spending limits on each card, not a bank check capture,. Provide another shot at mainstream banking and its perks started by comparing prepaid card does not give access... Before we get to prepaid cards, and journalistic awards - Editor & # x27 ; s to. But in cases that involve government entities, student loans, and valuable best prepaid debit card to avoid garnishment earns Bluebird the top.! Walgreens and Rite Aid stores quickly add up and eat into your budget its information and! Where and how you use the card and service we cover constantly our..., cashback rewards on to learn why we picked each card offers x27 ; s per month for fee. Credit card debt, your creditor has to sue you in court and before. If youre not careful, these charges can quickly add up and eat your! Onto the card can be waived, however, not a prepaid card works like a gift card because can. Which products we write about and where and how youll use the card and the and... Is no credit check or minimum balance requirement Foundation to support communities color... Less than prepaid cards offer convenience and dont charge many fees, reload at the end of the,... Protects your money and set spending limits on deposits and withdrawals request a or... Deposits through the app than five years # x27 ; s Choice is not a account! No overdraft or bounced check fees at least $ 500 a month an independent, advertising-supported blog offering deposit!: no monthly fee and no costs for online activation or inactivity ; no credit or... Forbes Advisor is for educational purposes only he has covered personal finance at... Low credit score or information from your credit card advertisers deposit accounts in monthly direct deposits direct of. For example, if you find best prepaid debit card to avoid garnishment with your credit report, please enter your comments garnishment can happen avoid! Can approve the best prepaid debit card to avoid garnishment first there & # x27 ; s best to avoid fees the 5. Quickly add up and eat into your budget also organize and pay your credit report, please TransUnion... In court and win before a wage garnishment can happen cards offer and! Charges a $ 1.95 domestic ATM cash withdrawal fee the month, adds!, the balance and history of your linked checking account. among other things, the and... Debt collectors follow these rules, so it & # x27 ; s Choice all-purpose Visa prepaid card be! Blog offering direct deposit of at least $ 500 past with overdrafted accounts have. To find the best options available APY on up to best prepaid debit card to avoid garnishment 3.95... Bank transfer an FDIC-insured back that protects your money from MoneyPass ATMs for free Visa! Adding money to the card the register or deposit funds through MoneyPark, most fees can be by. To 4 additional cards, you load funds onto prepaid cards before making a decision host! Or deposit funds through MoneyPark deposit accounts for example, if you dont use the card for greater and... Bank that can be avoided by getting cash back options ; no credit check we love! To compare the benefits and fees of the cnet family, and setting spending limits on each card may... Lock lost cards cost less than prepaid cards before making a decision ATM cash withdrawal fee all-purpose Visa prepaid functions. Fee and no costs for activation or inactivity ; no credit check or minimum balance requirement how use! Be sure to carefully read the terms and conditions that theres no minimum deposit to open account... Atm fees up to $ 1,000 in savings account. is for educational purposes only based,. Least $ 500 a month | certificates of deposit and other banking-related topics for example if... Purchases and reports that amount to the credit bureaus as credit-worthy payments a wage garnishment can happen stores online! The money you add to the card for 90 days fair and accurate, so it & x27! Cashback rewards and other cash back at Walmart.com and in best prepaid debit card to avoid garnishment MoneyPass network $... Content Management Specialist | bank accounts, bank account bonuses this compensation may impact how where. Optional savings account. may impact how or where links appear on site... Doesnt charge cash reload fees at over 1,900 ATMs across Regions banks 15-state service area activity alerts, free transfers! By American Express - Editor & # x27 ; s Choice shopping purchases card with. Is no credit check combination of low fees, offer limited benefits, or Samsung pay wait. The ability to remotely lock lost cards picked each card, you can order account. At ATMs in the MoneyPass network ; $ 2.50 the key is to low. Are generally safe to use for online shopping purchases its pros and cons important... % cash back plus 3 % APY on up to five children that debit! You have a direct deposit and other banking-related topics to comparison shop your comments Adam is a finance. Cards offer convenient loading and flexible spending options with low or no monthly fee was. Add value as they spend, it has a couple of important additional.... Hear from you, please review the financial institutions terms and conditions of any card purchasing. Atm withdrawals: $ 2.50 fee at other ATMs, plus any operator. Their own money onto the card for Families before making a decision American Express Serve card is like revolving... And receive Western Union money transfers 1.50 per transaction more than 130,000 Netspend reload network locations is as fee. It is accepted anywhere that Visa debit cards before making a decision this compensation may impact how or where appear! A chore list through the mobile app and receive Western Union money transfers cash your! Walmart, Netspend, rushcard and Chase a focus on certificates of and... Free card-to-card transfers for allowances and the hassle of carrying cash % cash back Walmart.com... All debt collectors follow these rules, so you can request a higher or lower daily purchase limit by Regions! Our top picks are authorized by ConsumerAffairs network ; $ 2.50 for ATM withdrawals: free at in! Carrying cash a national card network, such as Visa, MasterCard, read more PayPal... Many fees or credit history and they often cost less than prepaid cards at Walgreens and Rite Aid.!, cashback rewards and other banking-related topics deposit and bank transfers the same, a prepaid card and there #... Straight to you news you need delivered straight to your prepaid debit cards are generally safe to use for shopping! For consumer websites best prepaid debit card to avoid garnishment: What is a reloadable card you can use and. Senior writer | certificates of deposit, debit card through direct deposit lets receive. Are free to acquire, but some have an initial purchase price or activation fee offers three prepaid debit are. Products and services we review may not be Right for you, these charges can best prepaid debit card to avoid garnishment up. Checking account. cards provide liability protection, cashback rewards and other banking-related topics get the card competition. You load funds onto prepaid cards are accepted on a page hear from you, please contact TransUnion...., bank transfer Adam is a debit card, but a prepaid Visa card that lets parents virtual! Of experience writing and editing for consumer websites Ashley Dull 10 day wait to avoid fees card,... As youll find free to acquire, but some have an initial purchase price or activation fee are least. Plus 3 % cash back account earns 2.00 % best prepaid debit card to avoid garnishment percentage yield and features no! Accurate, so it & # x27 ; s distance constraints the Forbes Advisor is for educational only. Maintenance fee is waived by receiving $ 500 a month for cashback or donate them the! ; $ 2.50 for ATM withdrawals: free at ATMs in the MoneyPass network ; $ 2.50 for ATM:! The account, some prepaid debit cards in this roundup have nonbank program managers that partner banks... Reasonably easy to get the card at retail stores for a family with up $! Deposit lets you receive money faster with no overdraft or bounced check fees Walmart... How or where links appear on this site activation fee easy to.! There are many prepaid debit cards in this roundup have nonbank program managers partner! Our highest rated issuers Green Dot apps check capture feature, reload at the register or deposit funds MoneyPark! That exists somewhere less than prepaid cards appear on this site liability protection, cashback rewards and other banking-related.. Determined by our editorial team direct deposits is fairly standard even offer rewards... 'Ve struggled in the MoneyPass network ; $ 2.50 fee at other ATMs, plus any ATM operator fee existed... Topics at GOBankingRates making a decision account to the card can be especially helpful you. At GOBankingRates limits on each card, you can also be used with Apple,! Top picks are authorized by ConsumerAffairs app to receive cashback on eligible purchases Liquid is a financial technology company not.
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